3 Reasons You May Lose Your SSDI Benefits

Qualifying for Social Security Disability Insurance benefits is sometimes a long and difficult process. After all, the Social Security Administration initially denies more than 60% of applications for benefits.

After receiving approval, you can likely expect to receive SSDI benefits for the foreseeable future. Some life events may result in the end of your regular SSDI checks, though. Here are three reasons you may lose your SSDI benefits.

1. You return to work

The purpose of SSDI benefits is to provide you with compensation if you cannot work because of a disability. Consequently, if you return to work, you may eventually lose your SSDI benefits.

On the other hand, you may be able to work during a trial period without jeopardizing your SSDI eligibility, provided your income remains below a certain level.

2. You reach retirement age

Your SSDI benefits only last until you reach retirement age. That is, you cannot receive both retirement funds and SSDI benefits at the same time. Still, if your retirement benefits are roughly equivalent to your SSDI payments, you may not notice much of a difference.

3. You no longer have a qualifying disability

When you applied for SSDI benefits, you provided evidence of your disability. Depending on the nature of your disability, you can expect the SSA to revisit your eligibility for benefits.

Improving health is always a good thing, especially if your disability makes you feel unwell. Nevertheless, if your condition improves or you otherwise fail to meet the SSA’s disability definition, you may lose your SSDI benefits.